The portfolios we create specifically for our clients are designed to help investors focus their attention on goals and the realization of these goals rather than on arbitrary performance values. We offer a full range of asset class strategies that help you build a balanced portfolio that is designed to maximize return and minimize risk, while also addressing your preferences and ultimate outcomes.
A fundamental part of our portfolio development process involves the application of behavioral finance. This Nobel Prize-winning field is dedicated to understanding and explaining how emotions influence investor behavior. Applying behavioral finance to the investment process helps us develop a detailed profile of your preferences and allocate your portfolio accordingly. The result is a customized portfolio guided by your distinct attitudes and aspirations.
Driving Principles
Every person is unique and deserves a plan that is specifically tailored to their needs. While keeping with an individual plan, we have several principles that guide us:
1. Effectively diversifying the portfolio into asset classes that do not correlate is the greatest determinant of performance. 2. Attempting to time the market proves destructive to the portfolio. 3. Global investing provides increased returns and lowers risk as opposed to a solely domestic portfolio. 4. Reducing taxes and expenses enhances performance. 5. Portfolios with lower volatility outperform portfolios with higher volatility and the same historical returns. 6. Design individual portfolios that maximize the return for a specified amount of risk. 7. Active management proves most effective to market segments that are inefficient.
All portfolios are uniquely tailored to meet our client's long-term financial objectives. As your needs change, so will your portfolio.
It is easy to navigate investment waters when everything is going up. But what is your guide when the waters get rough?
Paramount Investment Advisors, Inc. is a fee only, Registered Investment Advisory firm providing comprehensive wealth management including financial planning, investment management, tax planning, estate planning, cash flow management, risk management, education planning and retirement planning. We are currently serving the Suwanee, Buford, Sugar Hill, Duluth, Johns Creek, Cumming, Alpharetta, Roswell, and surrounding cities in North Atlanta out of our Suwanee Georgia office. We also work with clients virtually by using technology to our advantage.